GoBankingRates.com published a recent study that ranked the 10 best banks for students.

Citibank was found the best bank for students this fall based on the variety of services they provided specifically for students.

Citibank offers accounts with no monthly fees and allow students to use non-Citibank ATMs nationwide.

Citibank’s mobile banking allows students to access your accounts online or by phone.

An additional bonus to Citibank’s student accounts is a specialized “Citibank Thank You Rewards” that gives students reward points greater than their standard packages.

Bank of America, ranked second on GoBankingRates.com, provides students 1 percent cash bank on every purchase, 2 percent on groceries, and 3 percent on gas.

Bank of America also features online banking and a rewards program that is similar to Citibank’s rewards program.

A credit union can provide better deals for students than the standard bank.

A credit union is not FDIC insured, meaning it is not responsible for reimbursing customers if the bank goes under. Because of not being FDIC insured, a credit union can offer better rates.

Star One Credit Union offers an average APR of 12.75 percent on loans, considerably less than most major banks with APR’s reaching as high as 23.99 percent.

Despite offering student accounts, some banks like Wells Fargo and Chase do not give benefits substantial enough for students to notice.

When asked about the benefits of a Wells Fargo bank, Samantha Leith, 19, undecided major, said, “I just wish that they would give me some noticeable benefits.’’

“I’m a member of Chase,” said De Anza College chemistry major Vincent Vo, 19. When asked about his satisfaction, he replied, “Yeah, I’m happy with it.”